Spotya.com Payday Loan Company Overview

Spotya is a payday loan company based in San Diego, California (9636 Tierra Grande Street, Suite 205 San Diego, California 92126) that guarantees the lowest payday loan fees; and from what we have gathered their fees are low. They have a detailed FAQ section, answering most common questions. You can call 866-I-SPOTYA (866-477-6892) to contact them if you have any questions that are not covered by the FAQ section.

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Requirements to Apply for a Payday Loan at Spotya
- Most recent bank statement with 30 days activity (sent via fax)
- Be employed
- Have paychecks directly deposited
- Have a non-negative check-writing history

General Information
- APR: 24.3%+ (based on 2.0% interest over 30 days, excluding admin fees)
- Fees: $7.5 for every $100 over 30 days (7.5%)
- Faxing: Required
- Loan Amount: max. $800
- Term Length: 30 days
- Credit Check: Not Required
- Approval: Within 1 hour (Monday through Friday 6:00 a.m. to 6:00 p.m. PST)

» Visit Spotya.com: Spotya!

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